"We felt that our insurance coverage was adequate, but that we might be able to improve our pricing. After working with Lamb Financial we found that there were areas of coverage that could be significantly improved. Lamb Financial improved our liability and property coverage while reducing our price appreciably. We were so satisfied with their service and professionalism that we challenged Lamb Financial to create a national program for the Shluchim. I am very confident that the Merkos insurance program will enhance coverage for Shluchim while reducing cost."